Certificate of Deposit

A safe investment that pays a better rate of return than regular savings or money market accounts, yet accessible in an emergency. The longer you lock in, the better the rate!

$1,000.00 minimum requirement
Range of terms from 1 to 5 years
Jumbo CDs earn a higher rate with a minimum balance of $100,000.00
Substantial penalties apply for early withdrawals

Click on our Rate Sheet for current rates and tiers.

Individual Retirement Account (IRA)

Whether or not you are covered by a retirement program at work, or your spouse’s pension plan, it is likely you can still contribute to an IRA. And, the amount you can contribute annually is going up!

$100.00 minimum balance requirement
Range of terms from 1 to 5 years
Jumbo CDs earn a higher rate with a minimum balance of $100,000.00
Substantial penalties apply for early withdrawals

Click on our Rate Sheet for current rates and tiers.

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More detailed information is available upon request during our lobby hours at any of our convenient locations.