Small Business Checking

For our commercial customers that have big plans, but relatively low banking activity, we have a place to park your money!

Minimum to open $100.00
No monthly service charge if you maintain a minimum daily balance over $1,000.00 (or a $10.00 service charge applies)
No monthly service charge or transaction fees if you maintain a minimum daily balance over $10,000.00; otherwise, the following fees apply:
  •  

100 debit items free; then 20 cents per debit item;

  •   25 deposits free; then 35 cents per deposit slip;
  •   100 deposited items free; then 10 cents per deposited item
  •   if the minimum daily balance drops below $1,000.00, the $10.00 monthly service charge applies
Images are provided with your monthly bank statement at no charge.
Visa Debit Card available for Sole Proprietorships, at the Bank’s discretion.

Commercial Analysis Checking

This account is designed for our commercial customers with higher volume banking needs.

Our Analysis program allows many fees to be reduced or eliminated by the earnings credit that is calculated to offset the charges your banking activity incurs. If the earnings credit exceeds the fees for any period, no fees will be charged, and no credit will be given for excess earnings credit.

Minimum to open $100.00

Monthly maintenance fee $12.50
Debit items 15 cents
Deposit items 5 cents
Credit items 30 cents

Images are provided with your monthly bank statement at no charge.

N.O.W. Business Checking

We offer all of the benefits of our Personal N.O.W. to our business customers.

Minimum to open $1,000.00
No maintenance service charge if maintain a minimum daily balance over $1,000.00 (or a $10.00 monthly service charge applies)
Interest is paid monthly if you maintain a minimum average daily balance over $1,000.00 per month.***
No monthly service charge or transaction charges if you maintain a minimum daily balance over $10,000.00; otherwise, the following fees apply:
  •  

35 debit transactions free; then 25 cents per additional debit item

  •   if the minimum daily balance drops below $1,000.00, the $10.00 monthly service charge applies
Images are provided with your monthly bank statement, at no charge.
Visa Debit Card available for Sole Proprietorships, at the Bank’s discretion.
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Please contact us at (940) 592-4131 or toll free (866) 770-1179 for rates and further information.

 

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