Premium e-Checking

Life comes at you fast……we want to make it easier! We combined a premium interest rate with the conveniences of electronic banking to maximize your time and money... and it’s Free!

Minimum to open $100.00
No minimum balance, no transaction fees.
Unlimited check writing at no charge!
Earns at least a standard rate of interest on all balances.
4 easy things we ask you to do to earn a premium rate each cycle:
  •  

Receive secure statements online*

  •   Have 15 Visa Check Card purchases post to your account
  •   Make one ACH direct deposit or debit
  •   Pay one bill through our Internet Bank Bill Pay service.

Plus, we will refund all ATM fees Nationwideeach cycle that you meet the easy requirements!
(Excluding international ATM fees. ATM fees refunded may be subject to income tax.)

* Receiving your monthly bank statements online is a requirement for this account - no paper statements to keep up with!

Click on our Rate Sheet for current rates and tiers.


Personal Checking

A cost-effective account designed for limited check writing needs.

Minimum to open $200.00
No monthly service charge if maintain a minimum daily balance >$500.00 (or $6.00 monthly service charge applies)
35 transactions per month at no extra cost (or .25c per additional item)
Monthly statement with images of cleared checks provided
VISA Debit Card available FREE!

Priority Checking

Enjoy unlimited check writing with “extras”!

Minimum to open $300.00
Flat monthly service charge of $8.00 and unlimited check writing
Monthly statements with images of cleared checks provided
2 free orders of bankstock checks available annually
  Priority Club Benefit Package includes:
  •  

Accidental Death Insurance $20,000

  •   Prescription & Eyewear Discounts
  •   Car rental, travel & entertainment discounts
  •   Much more...
VISA Debit Card available FREE!

Prestige Checking

Interest checking for our customers 55 or better………you’ve earned it!

Minimum to open $100.00
No monthly service charge
Earns interest when you maintain a $2,500.00 minimum daily balance
25 transactions per month at no charge (.25c per additional item)
First order of bankstock checks provided at no charge
Monthly statement with images of cleared checks provided
VISA Debit Card available FREE!

Click on our Rate Sheet for current rates and tiers.


Home Free Checking

Enjoy unlimited check writing at no charge!

Minimum to open $150.00
No monthly service charge
Monthly statement provided (no images of cleared checks provided)
VISA Debit Card available FREE!

Personal N.O.W. Checking

All of the benefits of our Personal Checking account………plus interest!

Minimum to open $1,000.00
No monthly service charge if maintain a minimum daily balance >$1,00.00 (or a $10.00 monthly service charge applies)
30 transactions per month at no charge (or .25c per additional item)
Monthly statement with images of cleared checks provided
VISA Debit Card available FREE!

Click on our Rate Sheet for current rates and tiers.


Plus

The following services are offered on all of our personal checking accounts:

Free VISA Check Card
Free Internet Banking with Bill Pay
Free “e”-Statements
Free TeleBank at 940-723-7222
Free monthly statement with images of cleared items

For more information on any of our products and services, please contact an SNBT employee.

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More detailed information is available upon request during our lobby hours at any of our 7 convenient locations.

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